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These little plastic wonders have changed our lives. They’ve shaped our culture and forged our economy. Credit cards are powerful tools that can help us build our future, but if used improperly, they can seriously compromise our lives for years to come. Learning how they work will help you use credit cards to your advantage.

	Credit Card Minimum Payments on the Way Up - As a result of guidance from federal regulators, minimum payments are set to double for many consumers.

	Understanding "Pre-Approved" Credit Card Offers - Make sure you understand what that credit card is REALLY offering before you apply!

	What is Universal Default? - Another reason to pay bills on time.

	Beware of Credit Card Bonus or Reward Programs - Credit cards with reward programs are very common, but whom do they reward?

	Playing the Balance Transfer Game - Balance transfers are easy and convenient, but are they always a good idea?

	Understanding Credit Card Applications - What you need to know about credit card offers.

	Where Are Those Low Interest Rates? - It seems like low interest rates are everywhere ... except on your credit card statement. Find out why.

	How Credit Cards Work - Interest and fees explained.

	Credit Terms - Learn the language of lending.

	Credit Card Protection Fraud - Learn how to protect yourself from unauthorized charges.





	Learn Now Or Pay Later
	In House Seminar Schedule and Presentations

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